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Privacy Policy

PK Lending & Co (“we”, “us”, or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

What Information We Collect

We may collect personal information that is reasonably necessary for us to provide our services, including:
 

  • Your name, address, date of birth, and contact details

  • Employment, income, and financial information

  • Credit history and identification documents

  • Information about the loan or finance you are seeking
     

We may also collect information from third parties such as credit reporting agencies, lenders, and employers where necessary to provide our services.

How We Use Your Information

We use your information to:
 

  • Assess your eligibility for loans and finance

  • Arrange and process finance applications with lenders

  • Communicate with you about your application and related services

  • Comply with our legal and regulatory obligations
     

We do not use your personal information for any purpose unrelated to these services without your consent.

Disclosure of Information

We may share your personal information with:
 

  • Banks, lenders, and other financial institutions

  • Credit reporting bodies

  • Regulatory bodies if required by law

  • Service providers who assist us in our operations (e.g., IT, compliance, admin support)
     

We will never sell your personal information to third parties.

Security of Your Information

We take reasonable steps to protect your personal information from misuse, loss, unauthorised access, modification, or disclosure. This includes secure storage systems, restricted access, and compliance with data protection best practices.

Access and Correction

You have the right to access the personal information we hold about you and request corrections if it is inaccurate or incomplete. To do so, please contact us using the details below.
📧 Email: admin@pklendingco.com.au

Cookies and Website Use

Our website may use cookies and tracking technologies to improve user experience. You can adjust your browser settings to refuse cookies, but this may affect website functionality.

Overseas Disclosure

In some cases, we may share your information with service providers or lenders located outside Australia. If so, we will take reasonable steps to ensure your information is protected in line with Australian privacy standards.

Complaints

If you believe we have breached your privacy, please contact us. We will investigate your complaint and respond promptly. If you are not satisfied, you may also contact the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

Contact Us

For questions, requests, or complaints about this Privacy Policy, please contact us:

📧 Email: admin@pklendingco.com.au

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