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Since becoming a Finance Broker, I have seen a gap in the market for understanding finances, understanding what lenders ask for when applying for any sort of lending, as well as just not knowing what to do or what options are available. Not every lender will ask for the same information. Most lenders all have different borrowing limits, and it can vary from the income they will accept, interest rates they charge, fees they charge, how much they allow for living expenses (HEM)